Ber months na! The holiday season is starting to be felt and we are surely getting excited. It’s that time of the year where we get to reconnect with our families, especially when we have loved ones working abroad. But for our OFWs, the holidays can mean spending money instead of saving, as it’s common for families back home to expect balikbayan boxes or gift money during the holiday celebrations. We understand the struggle, so we’ve rounded up some tips to help our kababayans abroad prepare for spending during this season of giving.

• Create a holiday list. When preparing for the holidays, a list can come in handy. We can jot down the names of our family members and friends we want to give gifts to and think about what we can bring to the table during the celebration, such as food, decorations, or gifts. This way, we can confidently say, we don’t feel any pressure right now… when it comes to keeping track of where to set our budget. 

• Set a budget. We can’t put all our income into holiday spending, as we might need some funds for unexpected situations or emergencies. With so many holiday activities that we can also do, having a budget can help us ensure that our finances will be keri throughout the holiday season, from Noche Buena to Media Noche. 

• Approach loans with caution. There may be some times, as overseas workers, that we feel the urge to meet the needs of our family and friends back home to make up for lost time. But it’s okay to not say yes to everything and set limits on our generosity. On the flip side, when we’re in need of some extra cash, we tend to resort to borrowing money as a quick fix, especially during the holidays. Still, we need to consider the amount we can easily pay back. Just as they say, let’s be financially responsible, right? 

• Monitor exchange rates. Before making a remittance, it’s important to think about exchange rates. After all, they tell us how much our loved ones in the Philippines will receive. That’s why we need to choose a service that gives us the best exchange rates that we dasurv. Taptap Send is a remittance app that does this! It offers high exchange rates to ensure that we get the most value when we remit. We can also check the current exchange rates between specific countries and the Philippines on Taptap Send’s website. 

• Look for an efficient remittance service. As OFWs, it’s no secret that we put in a lot of effort to support and provide for our families, and we want to see our hard-earned money bring joy not just to us, but also to them. But for this to be a reality, we need a safe and secure way to transfer money. Luckily, Taptap Send offers a convenient way for us to make a pada-love from the United States, United Kingdom, Europe, Canada, and the United Arab Emirates to our families in the Philippines at a much lower cost and with just a tap. 

With Taptap Send as our remittance besh-friend, we can make the season of gift-giving come to life and send money to our families without the hassle of dealing with long lines at remittance centers and high fees. The new commercial ad gives us the app’s promise that in the holiday season, “buo ang padala mo”, and it’s on our side to make that promise happen for our families at home. 

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